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More Than A Dozen Fintech Execs and Investors Share the Best Books of 2020
December 13, 2020
Hi all, Julie here. Well, one good thing about 2020 is that we all got more time to read this year. And with the vaccine just starting to roll out, I...
Alloy's Laura Spiekerman On Fundraising A Series B While Pregnant
December 6, 2020
Hi all, Julie here. Quick note: we now have Peloton and Strava FTT groups! If you use either/both platforms, please join us! We have another guest post this...
Affirm's S-1 Shows Heavy Dependence on Peloton, But Does It Matter?
November 22, 2020
Hi all, Julie here. Remember when shares of Afterpay plunged earlier this year as investors grew concerned about the potential of rising defaults due to...
Fintechs Should Tread Carefully Around Big Tech
November 15, 2020
Hi all, Julie here. This week, I want to talk about Amazon. It’s a company we all use and are probably extremely grateful for most weeks, especially when...
Guest Post: The Problems With The DOJ's Complaint Against Visa-Plaid
November 8, 2020
Hey everyone—Ian here. We asked Matt Janiga, General Counsel at Privacy.com and @regulatorynerd to share some thoughts on the DOJ’s latest filing against...
Why Square Should Have Just Bought Credit Karma to Begin With
November 2, 2020
(Editor’s Note: Sorry for the delay on this! Ian was sick yesterday and had to go to the doctor’s so we couldn’t publish Julie’s column) Hi all, Julie here....
FDIC Survey Shows Huge Potential for P2P Growth
October 25, 2020
Hi all, Julie here. Back from the apple orchard and ready to dive into fintech. In case you missed it, the latest FDIC survey came out about a week ago and...
With Fintech Scaling Fast, Customer Service Is Still On Hold
October 18, 2020
*Hi to all our new subscribers! Excited for you to join us: next week, we’re doing a beta launch of our new community product for FTT+ subscribers. So far we...
Ask The FTT Slack: What Do Your Users *Really* Care About?
October 11, 2020
Hi all, Julie here. Before we dive into fintech, I want to acknowledge world mental health day (which was Saturday). This is a topic that is very near and...
US Regulators Are Finally Taking Fintech Startups Seriousl
October 4, 2020
Hi all, Julie here. Sitting on a porch in Greenwich, Connecticut eating lots and lots of carbs for a friend’s birthday. Has me thinking about how so many of...
Bundling Works In Tech, But Does It Work In Fintech?
September 27, 2020
Hi all, Julie here. This week I want to talk about bundling. It’s not an idea or concept that any of us are new to, but a recent post from Ben Thompson got...
What Happens To Fintech Under A President Biden?
September 21, 2020
First off—happy Monday! Seems like we had some email deliverability issues (we're in the midst of switching platforms) so we wanted to resend this week's...
What Happens To Fintech Under A President Biden?
September 21, 2020
First off—happy Monday! Seems like we had some email deliverability issues (we're in the midst of switching platforms) so we wanted to resend this week's...
The Explosion of 'Buy Now, Pay Later'
September 13, 2020
Hi all, Julie here. Thoughts and prayers go out to all of our West Coast readers impacted by the fires. I’ve only visited that side of the country, so I...
Looking Back On 2020: M&A, IPO's, PPP, & Payments
September 6, 2020
Hi all, Julie here. Hope everyone is enjoying a nice Labor Day weekend before the Fall kicks off! I’m just relaxing in Brooklyn this weekend and trying to...
FTT Q3 Experts Survey: 2020 Surprises & Fintech VC Deal Frenzy
August 30, 2020
Hi all, Julie here. I headed out to Fire Island this weekend for an intimate wedding. It was SO nice to get out of the city for a bit and hang out by the...
Early Stage Fintech Deals? So Hot Right Now
August 23, 2020
Hi all, Julie here. Before we jump in, wanted to highlight our live Q&A tomorrow, Monday August 24th, at 7PM ET/4PM PT. I’ll be chatting with QED’s Frank...
A Closer Look Into IPOs...Fintech, Insurance, And Who's Next 👀
August 16, 2020
Hi all, Julie here. Let’s talk about IPOs. Much like the stock market being at all time highs, the fact that we’ve had a number of good performing IPOs...
Square, PayPal, & Shopify Show That Online Payments Growth Is Here To Stay
August 9, 2020
Hi all, Julie here. Last week we talked about the seeming disconnect between what’s going on in the world and asset prices. One thing several of my fintech...
Industry Experts Talk Private Markets, Venture Capital, & Fintech
August 2, 2020
Hi all, Julie here. 2020 is strange for so many reasons, one of them being this feeling of a disconnect between what’s going on in the world and the stock...
Deep Dive Part 2: Robinhood, Responsibilities, & Moral Hazard
July 26, 2020
Hi all, Julie here. We’re talking about Robinhood once again today, but this time the discussion is going to be around what responsibilities it has around...
Deep Dive: Robinhood's Revenue Model & Payment For Order Flow
July 19, 2020
Hi all, Julie here. Very excited to announce the launch of Fintech Today’s first podcast next week—an interview series with people in the fintech industry we...
Why Remote Work Should Drive Payroll Innovation
July 13, 2020
Hi all, Julie here. Before we get started, wanted to share some media that Ian and I have been doing over the past few weeks: •I was on Anthony Pompliano’s...
As Chime & Apple Launch Credit Building Product, Look For Others To Follow
July 5, 2020
Hi all, Julie here. With the recent launches of new ways to build credit by some notable names in our space, I wanted to explore the topic a bit more. In...
Uber Isn’t Backing Out of Fintech, It’s just Outsourcing
June 28, 2020
Hi all, Julie here. One of the companies I’ve been watching closely to see the rise of non-fintechs providing financial services is Uber. I view them as a...
How Fintech Failed Those That Need It Most
June 22, 2020
Hi all, Julie here. Someone posed an interesting thought to me last week and I decided to dive deeper into it for the newsletter. Over the past decade,...
Fintech IPO’s? In This Economy?
June 14, 2020
Hi all, Julie here. Apparently private companies are assuming that if Robinhood traders are willing to buy new shares of stock from Hertz even though it’s...
FTT Q&A of the Month: Square's Jackie Reses
June 10, 2020
Hey everyone, Ian here. Last week, Julie sat down with the head of Square Capital, Jackie Reses, to talk about her experience in fintech at Square, PPP...
When It Comes To Fintech Layoffs, Don't Just Blame COVID
June 7, 2020
Hi all, Julie here again. If you’re reading this and not an FTT+ subscriber yet, sign up today and get locked in at our $25/month rate for the first year. Or...
With Saving Rates At An All Time High, What Will Consumer Fintechs Do?
May 31, 2020
Hi all, Julie here. Sitting down to write this newsletter was really hard. Not because I didn’t have something to write about, but because it didn’t seem...
May 2020 Q&A with Shopify’s Fintech Head — Virtual Event This Thursday — Beta Access to WaterCooler
May 26, 2020
Hey everyone, Ian here. Hope things are well and you enjoyed Julie’s great issue of FTT+ which went out yesterday. As promised, here’s our interview with...
Experts Weigh In On Shopify's New Products & Partnerships
May 25, 2020
Hi all. Some programming notes: we're having our second virtual event on Thursday, May 28th, from 11am to 12:30pm: Regulation and US Fintech. We're speaking...
Mergers, Bundles, or Bust: Where Do Roboadvisors Go From Here?
May 17, 2020
If you’re reading this and not an FTT+ subscriber yet, sign up today and get locked in at our $25/month rate for the first year. Or pay annually and get 15%...
How COVID Is Pushing Digital Finance Faster Than Ever
May 10, 2020
Hi all, Julie here. I’m going to start this off with something Hans Morris of NYCA said in a phone call with me on Saturday: “I can definitely tell you that...
(Links Fixed) FTT+ May 3: Credit Karma, Credit Card Marketing, and Becoming the Digital Bank Branch
May 3, 2020
Hi all, Julie here. Quick update on the PPP program since we’ve been talking about that a lot. The second round of it is underway and the fintechs are...
FTT+ May 3: Credit Karma, Credit Card Marketing, and Becoming the Digital Bank Branch
May 3, 2020
Hi all, Julie here. Quick update on the PPP program since we’ve been talking about that a lot. The second round of it is underway and the fintechs are...
FTT+ Virtual Event Tomorrow: Sign Up Now
April 29, 2020
Hey everyone! Julie and I are super excited to host our first virtual event tomorrow, “Shipping Product During COVID-19,” sponsored by Alloy. We have a great...
April 2020 Q&A: Ian Kar With FTPartner’s Steve McLaughlin
April 29, 2020
Hey everyone, Ian here. Hope everyone’s doing well and staying safe. I had fun Saturday afternoon—I spent an hour talking to Steve McLaughlin, founder and...
Fintech Finally Get Its Chance In PPP Round Two
April 27, 2020
Hi all, Julie here. We’re going to talk about a topic we covered a few weeks ago in one of my first issues: PPP, or the Paycheck Protect Program. Before we...
FTT+ April 19th: Consumer Lending During the Economic Crisis - Some Thoughts on Last Week's Outages
April 19, 2020
Hi all, Julie here. First off, we wanted to announce a new product for FTT+ subscribers that’s launching this Wednesday: FTT Jobs, a new newsletter focused...
FTT+ April 12th: A Closer Look: Chime's CEO Talks About Strategy During Covid-19
April 12, 2020
Hi all, Julie here. Last week, we talked about the ways fintechs could help small businesses seeking to get access to the recent government stimulus. This...
FTT+ April 7th: Sofi Acquires Galileo for $1.2 Billion
April 7, 2020
Hey everyone, Ian and Julie here. If you’re not a FTT+ member, subscribe here for our weekly newsletter. Well the news is official: SoFi is buying Galileo...
FTT+ April 5th: A Closer Look At How Fintechs Are Working On PPP & The U.S. Stimulus Package
April 5, 2020
Hi all, Still here, still focusing on Covid. If you get Ian’s free newsletter that comes out on Fridays, you already know what I’m going to talk about. If...
FTT + March 29th: With Stimulus Funds On The Way, A Look At How Consumer Fintech Can Help
March 29, 2020
Hi all, Julie here. The government finally passed a stimulus bill aiming to help small business and low to middle income Americans that have been hit hardest...