Just and Joyful is a newsletter by Dave Kim that explores how design, technology, and community can come together to create a more just and joyful world.
Hi! I’m Dave. I’m a program officer on the Financial Services for the Poor team at the Bill & Melinda Gates Foundation, and I lead our work on financial health and last-mile distribution / cash-in cash-out networks.
During my time at the Gates Foundation, we’ve done a fair bit. We’ve developed new payment platforms; supported governments in their response to the COVID-19 pandemic; created FinTech investment funds; innovated with startups, banks, mobile money operators, and global tech companies; pioneered new approaches that combined human-centered design and data science; researched how people across the world experience and manage their financial lives; and more.
But at the end of the day, it comes down to people. Be kind. Be generous.